Supposedly, in the greater bay area, a ground 911 rig is only about 5 minutes slower than a heli, and sometimes faster, since there are less transfers with a ground rig. I think I heard there were over 20 helicopter crashes last year, too. While this plan is great, don't think it's automatically gonna save your ass or get you to the ED for sure or quicker...but hey, you're on a track, you know what risk is, so do what you gotta do.
Supposedly, in the greater bay area, a ground 911 rig is only about 5 minutes slower than a heli, and sometimes faster, since there are less transfers with a ground rig. I think I heard there were over 20 helicopter crashes last year, too. While this plan is great, don't think it's automatically gonna save your ass or get you to the ED for sure or quicker...but hey, you're on a track, you know what risk is, so do what you gotta do.
Before i call them.
Curious - Is the group rate still applicable? And, do they cover only the state of CA or a portion or its applicable all over the country.
Just rode a Reach from Infineon to John Muir hospital on Feb 28 2011.
$32,500. FYI
I just noticed this thread, but I remember being reminded by Z2 in my last track day about the Enlo program, but forgot about it again. This thread made me wonder if Kaiser would have me covered if I needed to be airlifted, so I called them.
According to them, yes I am, citing an airlift as an ambulatory service, which I only need to pay the $50 deductible for.
Then I wondered if Kaiser makes good on such a coverage and found this reply below:
Peace of mind is priceless indeed. :thumbup
Sorry to quote so old stuff, but I just signed up for my first track day so I took a look at this thread. It sounds like if you have Kaiser you don't need this Flightcare program since Kaiser covers it, right?
The answer is: IT DEPENDS! You have to check your policy and if you aren't sure, call Kaiser and ask. They have a million different levels of coverage and many of them do cover 100% air ambulance but not all.
Bottom line: $50-$100 a year for supplemental insurance is damn cheap peace of mind.
--David
I just called Kaiser, they said anyone who has a Kaiser health plan is covered for life flight services if it is for a medical emergency. The only variable is how much your deductible is on your plan, after the deductible it's $100.
I think it's stupid to just give this Flightcare program $100 if you're insurance already covers it. It's not a charity out there trying to help everyone out, it's an insurance company.
Bad advice. Whatever the person on the phone from Kaiser told you is the "best case scenario." In actuality, if you get choppered out you'll probably still be on the hook for a sizable bill, regardless of what your deductible is. The insurance game is funny like that.
Basically, you can never have enough insurance. Particularly if the cost-benefit ratio is as outsized as it is in this case (i.e. $35 annual policy insuring against potential $30-40K loss).
Buy the insurance. You won't miss the $35.