Enloe/Calstar Flightcare Program

Flying Pig

Flying Pig

Still learning to ride
dbenj said:
The answer is: IT DEPENDS! You have to check your policy and if you aren't sure, call Kaiser and ask. They have a million different levels of coverage and many of them do cover 100% air ambulance but not all.

Bottom line: $50-$100 a year for supplemental insurance is damn cheap peace of mind.

--David
Click to expand...

GetOuttaMyWay said:
I just called Kaiser, they said anyone who has a Kaiser health plan is covered for life flight services if it is for a medical emergency. The only variable is how much your deductible is on your plan, after the deductible it's $100.

I think it's stupid to just give this Flightcare program $100 if you're insurance already covers it. It's not a charity out there trying to help everyone out, it's an insurance company.
Click to expand...

I just made my call to Kaiser. No clue why I haven't done that before.
The gal on the phone put me on hold to go check on the specifics of air ambulance rides.

Her words were the same, I'm covered if it is a medical emergency. Helo rides are counted under transportation (least they are for me - ymmv, so call if you aren't sure), so you'd just pay your deductible depending on what your plan is. Mine is $0 :teeth
My Kaiser insurance is pretty awesome :banana I'm going to hate when I turn 26 though :(

However, she did stress multiple times that it would only be covered if it was a medical emergency. :angel

Anyways, I figure I'd also take the time to :bump this thread since helo-specific insurance is rather cheap to have :thumbup
 
KazMan

KazMan

2012 Fifty is Nifty Tour!
Staff member
I wonder what kind of helo ride wouldn't qualify for a medical emergency? :dunno
 
Jello_Biafra

Jello_Biafra

bbrraaappp
Solomon, I just got my new Reach membership info back and they word their letter the same way.

The membership covers emergency and medically appropriate use of our air ambulance.
Click to expand...

It's just legalese, I'm assuming you're fine.
 
KazMan

KazMan

2012 Fifty is Nifty Tour!
Staff member
ttt - if you haven't you may want to think about it, if you have, you may want to check your policy(ies) dates.
 
catch2otwo

catch2otwo

Well-known member
Is there a current group discount code? Im going to sign up with Calstar before my next trackday. They mentioned on their summary page that its 35 bucks if theres a group code.
 
Maygoddess

Maygoddess

Well-known member
So I just signed up with CalStar today. Waiting to hear back from Reach on some questions on coverage. CalStar told me they reciprocate with Enloe and one other I forgot name of so I don't need to sign up for ALL of those..but they don't reciprocate with Reach and Reach may cover where CalStar does not..I mentioned Buttonwillow and calStar doesn't cover that track area..but does cover RFR, Thill and Sonoma(Sears Pouint) as well as anywhere on the roads I may need life flight.

I finally called my insurance company..Aetna..to find out what THEY will cover and I would basically be at minimum out of pocket my deductable of $5000. Then it is split 70/30 if the balance..so if the whole bill is 35,000, my OOP is $10K. Still a big chunk of change. It would still be worth it for me to sign up with EVERY life flight program and pay the annual membership fee then to wing it with my insurance! But I don't need all of them of course...as long as at least two of them cover track locations and my usual riding areas..I should be good!

:ride

Definitely worth the peace of mind for 50-100 per year!!
 
purposeinlife1

purposeinlife1

Anti-Nonsense
THill is covered by Enloe careflight 3, with back up from reach 7, and CHP H20. RFR is covered by Reno flightcare with backup from Calstar 11 out of Tahoe. Sears Point is covered by CalStar 6 with back up from Reach. So it is a good idea to buy both calstar's insurance which is partners with Enloe and Reno, and Reach's insurance.
 
Var

Var

One Track Pony
from the REACH website. Make sure you have health insurance..sounds like a no brainer but


If you do not have current health insurance at the time of transport, membership covers fifty percent of the total charges of an emergency air ambulance transport by REACH; you will be responsible for the remainder of the bill.
Click to expand...
 
Kento-Moto

Kento-Moto

Busa Grand Poobah
I live in Chico and Enloe is right here, and yes their program is AMAZING! We had a local rider make the trip from Thunder Hill to the ER and his cost would have been over $20K but the cost was $0.00

You can also use my local club as a group discount. " NorCalRiders.org "

Enloes program covers quite an area with affiliates

http://www.enloe.org/medical_services/flightcare.asp

- Kento
 
Sea Gull

Sea Gull

Well-known member
Reciprocity - YES!

Just contacted Enloe today to see if my NorCal CALSTAR family membership is recipricol. YES! it is, so for Thill, I don't need to join another.

I do still need to join with REACH since they are not recipricol with CALSTAR and it is a 50/50 chance for either if you need them on the North Coast.
 
uwe999

uwe999

Member
Enloe Flightcare

I just signed up for the Enloe Flightcare (includes Calstar).
For the $30 group membership price just add "Thunderhill" as the group name.

I'm signing up for Reach as well
 
P

packnrat

Well-known member
i have kaiser health plan, so do not need this coverage...but



i did buy into calstars plan as a stop gap, this way i know i have full life flight coverage.
 
i_am_the_koi

i_am_the_koi

Be Here Now
packnrat said:
i have kaiser health plan, so do not need this coverage...but



i did buy into calstars plan as a stop gap, this way i know i have full life flight coverage.
Click to expand...

Yes you do, even though Kaiser is awesome, it's not 100%. AMHIK

Just renewed for 2015, 30 bucks, group rate!
 
You must log in or register to reply here.
Top