Bubba_s
Pissant Squid #186
You can open an HSA even if your employer doesn't offer it. Fidelity let's you invest the money. May be others now too.
-If the company offers it with matching 401K and max it out
-HSA if the company offers it and max it out
-Invest in the S&P500 or ESGV
-read the 'Index Card'
-Read 'Rich Dad Poor Dad'
-Listen to Freakonomics podcast
-Track your budget on Mint.com
Download this; it's a good overview of investing in general, targeted at younger savers. https://www.etf.com/docs/IfYouCan.pdf
https://www.bogleheads.org/ has some good advice, once you weed out the b.s. posts. Some are from or targeted towards new savers.
The classic 3 fund portfolio makes sense for many.
Move out.
edit: kdding aside, just a simple S&P 500 fund in a Roth.
Thanks to all of you. I'll go over all of this with him (and myself!).
As far as moving out, he is already thinking about that but I'm in no hurry to boot him.