2020 Investment Thread

[afm199]

Hey guys, let's open this thread to your ideas, worries, recommendations and pans. Please refrain from doomsday apocalyptic warnings such as: "It's all going to collapse and the Dow will hit 400." If you think that's what is going to happen, a phrase such as: "I see nothing good coming for years, just collapse" will work fine. If you believe that it's going to collapse, you are probably not investing.

My perennial favorite ADX remains so. Great ETF for old guys with a nice yearly end of year dividend, and the oldest fund traded in the US.

I'm certainly enjoying this nice little bump upward, but I don't think it predicts any such continuing enthusiasm. The CV has hit the markets hard and the effect will linger for years.

 

[Removed 3]

Thanks for starting the new thread, afm199!

Yesterday, I bought $100 worth of my favorite mutual funds in my 401(k). Again, as a litmus test.

 

[two wheel tramp]

I am still making my regular contributions and getting more shares with each contribution. I am 25 years from retirement (+/- 5 years) and suspect all these extra shares I am able to buy now will be appreciated at that point.

 

[afm199]

As REIT's were battered to flinders Mar.23, and have recovered quite a bit since then, I'm cautious to recommend, though I picked up several. There will certainly be difficulty there in the months to come, and some will go under. The stronger ones have a nice enough cash cushion to survive and pay dividends. Dividends will be cut.

 

[afm199]

I am still making my regular contributions and getting more shares with each contribution. I am 25 years from retirement (+/- 5 years) and suspect all these extra shares I am able to buy now will be appreciated at that point.

You sweet YOUNG thing! :rose:rose

 

[Removed 3]

Let's make the right moves for a happy retirement, folks!

 

[ABC]

How does getting dividends work? I’m pretty new to stocks

 

[bootsy]

A novice here, split between cash and bonds in my 401k now. Down 8% from market high. And still contributing. But should I have some portion in stocks, so as to benefit there, especially with the slight upswings, lately?

 

[Smash Allen]

You can get growth or you can get dividends and as you get closer to retirement you generally will move from growth focused holdings to dividend focused holdings.

 

[westie]

I'm selling the chunk of Mission Blvd. in Hayward I own and am looking for triple net replacement property to retire with. Something like fast food with a 20 year lease paying $15k/mo. now and going to $20k in 10 years. I know its the wrong time to switch but I figure with negotiations and 60 day looksie periods I/we should be out of the virus pool by then. This is a good reminder of what businesses stay afloat and which ones sink in troubling times.

 

[MikeGyver]

I just can't help but think the market is going to take another leg down. My work bonus was just paid out and I put the max allowed into my 401k so that seems like good timing. If we get another selloff I may buy some airline stock.

 

[GAJ]

There are some folks who have been waiting for another contraction in housing prices to either buy a home or a rental.

Keep your eyes peeled as demand for homes will surely drop and so will prices.

Will take many months though.

 

[afm199]

A novice here, split between cash and bonds in my 401k now. Down 8% from market high. And still contributing. But should I have some portion in stocks, so as to benefit there, especially with the slight upswings, lately?

There are percentage of ownership of each that are sometimes recommended, basically shading toward more stocks and less bonds when you are young, and reverting to fewer stocks and more bonds as you get older. The idea being that historically stocks have out returned bonds, but if you're getting old, you may take a major hit and die before it corrects.

 

[rodr]

I'm not paying so much attention to dividends these days. IMO more important to have a reason to believe that whatever you're buying will do well over time.

Long weekends are annoying. I expect a big drop on Monday, but whenever I try to time the market I'm wrong. :laughing

 

[JesasaurusRex]

There are some folks who have been waiting for another contraction in housing prices to either buy a home or a rental.

Keep your eyes peeled as demand for homes will surely drop and so will prices.

Will take many months though.

17mil unemployed, i don't see how real-estate can't come down in the relative near term as long as so many remain out of work.

 

[norcalkeith]

Most likely investing a sizeable amount into equities in Q4. Very interested in potentially purchasing a home as well, but we will just have to see what the next 5-6 months have in store. If we see a repeat of 2008-2011 home prices, I may have to just throw a down payment on a duplex; otherwise it's dollar cost averaging and riding the market for the next 20-30 years.

 

[two wheel tramp]

You sweet YOUNG thing! :rose:rose

:laughing

You know it, handsome. :kiss

 

[MikeGyver]

How does getting dividends work? I’m pretty new to stocks

The dividends are paid into the account that holds the shares. You can opt to have them automatically reinvested if you wish. Does that answer your question?

 

[SpeedyCorky]

I dont see how ADX is any better or different than just stickin it in the fortune500. they have similar graphs. let me know why you like it so much afm199

economy reports coming out tomorrow and they aint gonna be good, i think monday we are in for a drop overall. I think a big drop is very very likely, tho it might be a few weeks until that happens.

I made some damn good $ when AAL when to $10/share then back to $14ish when Trumpster said they'd get a bailout. TWO and RWT did really well for me this last week, but i think they are mostly done going up until we start to get out of this quarantine. EB is good competition to LiveNation, and EB is way low, made some $ off them in the past few days. but again I think they are in the same boat at RWT and TWO.

I'd like to think its hard to go wrong with USO at $5/share, but damn i wish i'd bought more back when it was in the low 4's about a week ago. it likely will go that low again if this quarantine continues for longer. its a GREAT long term bet if you are willing and able to keep the money in it until we go back to normal-ish demand levels; as is any oil stock, chevron, shell etc

on the horizon I see Microsoft doing well. they have a groundbreaking flight simulator game they will release late this year, as well as the new console system before the christmas holiday.

I think YUM (burger king and other fast food) is in a good position to do well. they are still open, and will remain so. people are gonna be super busy when the economy starts again, and fast food will buy them some time. MCD same deal

as for now i got my money mostly pulled out, i've done well these last few weeks, and I think its likely it all will drop a good amount again. and i also think its not going to go up much more, it just doesnt make sense that it would with how the corona crap is panning out.

disclaimer: all these advice/tips/thoughts are worth precisely what you paid for 'em

 

[Beauregard]

I pulled out of the market a little over a month ago on a gut feeling. I'm currently biding my time before investing in a couple more residential properties.