295566
Numbers McGee
Why? Nevada is a mandatory insurance state. The rental company is legally required to have some kind insurance... Either to cover themselves, the driver, or both.
Vehicle totalled.
- Thread starter Indio
- Start date
Why? Nevada is a mandatory insurance state. The rental company is legally required to have some kind insurance... Either to cover themselves, the driver, or both.
Killroy1999
Well-known member
Oh, shit. :wow
Indio
Indio
Oh yeah. First ever accident & that too something like this. Kids were crying, but so thankful that nobody ended up in hospital.
A very kind lady two cars behind us helped move all ski crap into her car & drove us to Reno for a rental car. I don't know how we were so fortunate in many ways that day 🕉 !
ctwo
Merely Rhetorical
Why wouldn't they just leverage their legal counsel to dick around endlessly, ignore, and stall?
I've played enough with insurance claims enough in this state to know they manipulate the system and know a whole ell of a lot more about how to gain advantages than the average joe, like determining the other party is at fault and deny any claim. There was a story here about that despite the police report.
mercurial
Well-known member
Here's your problem. The rental agency doesn't directly owe you squat. They potentially owe the foreigner, IF the foreigner gets sued by you, and counterclaims against the agency/agency's insurer. So you have to sue the foreigner, who has now pissed off and returned to a foreign land, in Nevada courts. Got a good idea of how to serve that foreigner?
Hire a lawyer and you'll be $5,000 in the hole before things even get started. And no, you won't get to claim those legal fees as damages.
Hire a lawyer and you'll be $5,000 in the hole before things even get started. And no, you won't get to claim those legal fees as damages.
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ctwo
Merely Rhetorical
The only good thing is that there's lots of company in that camp.
BTW, you have connections to law?
ctwo
Merely Rhetorical
The best advice always comes from barf.:laughing
mercurial
Well-known member
Rodr's advice is common, from people who are smart but don't understand the law. They think it's this crazy complicated thing that only the high priests of law (lawyers) can understand.
Here's another option. Sue the rental company anyway, and try to bully them into settlement. It might work since you aren't really asking for much.
JesasaurusRex
Deleted User
$1000? I'd personally just try to get the rental company to make me square. If they don't I'd probably just chalk that to the game. What's your time and effort worth? Certainly $1000 isn't worth hiring a lawyer unless you're just on some principality shit.
Climber
Well-known member
Isn't your insurance company supposed to go to bat for you?
Yeah, they're claiming they don't owe you anything and it sounds like they washed their hands of doing anything.
They have the resources to get traction with the rental company, and I guarantfuckingtee it that if you sued and got money, they'd want a piece of that.
I've dumped long term agents when they don't help me out in situations like this.
Yeah, they're claiming they don't owe you anything and it sounds like they washed their hands of doing anything.
They have the resources to get traction with the rental company, and I guarantfuckingtee it that if you sued and got money, they'd want a piece of that.
I've dumped long term agents when they don't help me out in situations like this.
JesasaurusRex
Deleted User
If he only has liability coverage why should they do anything for him?
Climber
Well-known member
Because he's probably paying over $100/month to be covered. He's probably been paying for years.
You buy insurance so that you don't get into situations where you are S.O.L.
I we let them just say 'Sucks to be You' with zero help, they'll keep doing it.
295566
Numbers McGee
That's the thing, he doesn't have that coverage though. He chose not to get full coverage.
JesasaurusRex
Deleted User
Ya climber I'm not sure you get how it works