Custom Bike w/upgrades Insurance question

[Godsdarling]

I bought a 2016 Roadking this weekend, trying to add it to my existing Geico policy, but it has 13k in upgrades that I want covered. Tried to add it online as usual on Sunday and got a message it requires special handling and will get me a quote within 48 hours. It is now Thursday! I called yesterday and they said they are still working on it. They did quote me $274 for the year without covering the upgrades. I kinda need all the chrome covered :laughing

1. Is adding a bike with upgrades normally an issue?
2. Anyone know what I should be looking to pay with covering the upgrades?

Should this be moved to General? :laughing

 

[295566]

Maybe something in this thread might be helpful?

 

[mean dad]

Glad you went with that one, Dar. :thumbup

 

[Godsdarling]

Maybe something in this thread might be helpful?

Thank you!

Glad you went with that one, Dar. :thumbup

Thanks! Me too but my hubby wants to keep the ape hangers :facepalm I told him his shoulders would be killing him after 20 mins not to mention your hands go numb :laughing He doesn't listen! :laughing

 

[mean dad]

Thanks! Me too but my hubby wants to keep the ape hangers :facepalm I told him his shoulders would be killing him after 20 mins not to mention your hands go numb :laughing He doesn't listen! :laughing

Ah, I thought this was your bike not his. :thumbup


















































:laughing

 

[Godsdarling]

That is what I told him!! He won't even let me put my custom plate on it :rofl I am like it is my gift! :rofl

Lies! :laughing Nobody will be riding it if I can't get insurance! :laughing

 

[motomania2007]

I suggest contacting some of the custom bike manufacturers like big dog and Arlen Ness used to be. I'm not familiar with current custom bike manufacturers. They should have some good leads for insuring customer bikes.

 

[rcb78]

I have a policy with Foremost through AIS and they just ask how much coverage I want for custom/add-on parts. I give them a dollar amount and they give me a price. It's not much different than an agreed upon replacement value, should be simple.

 

[MikeGyver]

Can't you get a stated value policy?

One of the many reasons why I prefer to have an agent.

 

[GPzPop]

OOOOhh , shiney!!!

--S

 

[cheez]

Can't you get a stated value policy?

One of the many reasons why I prefer to have an agent.

+1, just do a stated valuation for the bike and that's what they pay out on total loss.