How many of you ride differently when carrying a passenger? What do you do differently?
My street pace is about the same with or without a passenger. Most people will classify it as a B+ pace.
Do you speak to your passenger before the ride to ensure you both know what to expect from each other?
For a newer passenger, yes. During the ride, I'm constantly paying attention to my passenger's body language, and regularly asking how she's doing, and if she would like me to change anything to make her more comfortable.
What type of behavior will you not allow from your passenger?
I encourage passengers to try and stay relaxed, and discourage them from counterleaning. The ride is just smoother that way. I'm not sure if there's anything unusual I don't allow.
Do you have adequate insurance to cover your passenger?
I do have insurance that covers passengers.
Would you take a someone for a ride if they did not have health insurance?
I think health insurance is a must for anyone on a motorcycle. The gal who has been riding with me does have it - does anyone with the possible exception of students and the unemployed not have it these days?
Are you able to resist showing the passenger what you can do/what the motorcycle can do?
If she's comfortable with it, I like to give her a little sample - while still leaving what I feel is a large safety margin. It's all up to her though.
I have a lot of fun doing it on the track as well. It's one thing to explain a technique to riders - allowing them to experience it themselves allows them to absorb it that much more.