• ZERO- WHERE DID MY AD GO?
    • It has likely been deleted for running egregiously afoul of the rules below. Feel Free to try again

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      BARF isn't craigslist, ebay, cycletrader, etc. Buyers who are looking to buy from random strangers do so on one of the above mentioned sites. Those who only post in Classifieds sections and don't take part in other parts of BARF are no different than any other random sellers on Craigslist, etc., and should use channels other than BARF to try and sell their items.
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      • If you are unsure of the fair price of your item, use the search function to research other similar items, ebay, craigslist, nadaguides, kelly blue book or whatever else is applicable. The classifieds section is not a discussion forum, thus not the place to be asking for opinions on market value that might lead to massive gray areas of conversation that violate preceding rules outlined above.

Looking to make payments on a CBR600RR!

E

eternalsunshine

New member
Hey, I'm looking to make payments on a CBR600RR with a price tag up to $4500. I have $2,000 cash to start things off and I can make cash payments weekly due to getting paid cash at work. We can also write out a contract to make the whole thing legit. I'm currently both working and attending school so I cannot afford a full payment on a bike with all these bills..:( If you think we might be able to work something out please contact me! Very serious no games!
 
Y

YellowBastard

Well-known member
Just my opinion, but if you can't afford to put down $4500 for a sportbike, maybe you shouldn't buy one. It's not a house.
 
ElectricPrunes

ElectricPrunes

Banned
I have a CBR600 and we can write out a contract but if you don't have at least $4000 worth of collateral (which I can craigslist off for $2500) there's no way I'd be comfortable selling.

Since I got into motorcycles in college for likely the same reasons I feel I should give you a piece of advice someone should've given me:

$4500 motorcycle
$1000+ in gear (An ambulance alone will be thousands of dollars)
$400 a year in insurance, but this is without full coverage so a single drop is going to cost you hundreds of dollars in parts and resale value.
$200-$300 in recreational gas usage per month
$300 tires every 3000 miles, or $150+ per month
$80 tags a year

So lets say on top of what you already spend for food and bus or tubes for your bicycle, expect to pay another $5000, yearly, just to be an adult who likes to play with toys.
 
Last edited:
infraboy

infraboy

Black Squid
It's always interesting to see why someone wants specifically one brand of 600cc bike, in this case a cbr600rr, what year do you want? Why not an R6/636/gsxr-600?

I'd just save up another 1000-1500$ on top of your 2k, unless you urgently need a bike for transportation.
 
Butch

Butch

poseur
Staff member
financing shit (except a house) is the path to perpetual poorness...
Seriously. Don't put that monkey on your back.
 
IpseDixit

IpseDixit

Well-known member
mdorkenhoff said:
Paid cash at work sounds totally legit.
Click to expand...

The job I worked at in college paid cash. It was a legitimate job, I just had no way to legally prove I worked there.

Of course that is less than inspiring if you're trying to convince someone you're totally good for your monthly payments. :laughing

OP I second the recommendation to buy a $2000 bike and use the money you would be spending on payments on other necessities. Lots of great bikes out there for $2k!
 
Ogier le Danois

Ogier le Danois

Well-known member
Butch said:
financing shit (except a house) is the path to perpetual poorness...
Seriously. Don't put that monkey on your back.
Click to expand...

Nothing wrong with leveraging a motorcycle at 0% interest and leaving you money in an investment of some kind.

Perhaps a better rule would be don't finance something you cannot afford to pay off in full (except a house).
 
Burning1

Burning1

I'm scareoused!
YellowBastard said:
Then he's not going to have any money left for insurance, fuel, gear and repairs.

Protip: Don't buy consumption goods on credit. A motorcycle is not an investment.
Click to expand...

This is not necessarily good advice, IMO. Cars and other consumption goods are available at very low interest rates. It is often makes more financial sense to take out a 3% loan on a bike and put the money elsewhere (such as investment account, or to pay down higher interest debts) than it does to buy the product up-front.

This makes the assumption that you intend to purchase comprehensive coverage
regardless of whether or not the vehicle is financed.
 
Burning1

Burning1

I'm scareoused!
For what it's worth, if you have other expenses, I'd advise you to start on a smaller bike like a GS500 or a Ninja 250. A GS500 with suspension mods will handle nearly as well as a 600rr, but it will consume tires at a much more reasonable rate.

At the rate a 600cc+ bike goes through tires, they often end up being more expensive to operate per mile than a car.
 
Ogier le Danois

Ogier le Danois

Well-known member
Burning1 said:
This is not necessarily good advice, IMO. Cars and other consumption goods are available at very low interest rates. It is often makes more financial sense to take out a 3% loan on a bike and put the money elsewhere (such as investment account, or to pay down higher interest debts) than it does to buy the product up-front.

This makes the assumption that you intend to purchase comprehensive coverage
regardless of whether or not the vehicle is financed.
Click to expand...

I have a feeling that in this particular case the financing isn't being used to keep other money in investments.
 
russ69

russ69

Backside Slider
YellowBastard said:
Just my opinion, but if you can't afford to put down $4500 for a sportbike, maybe you shouldn't buy one. It's not a house.
Click to expand...

Wow, you guys surprised me. Great advice. Well except for MeterMan, who thinks you can borrow money and turn that into wealth.
 
Pushrod

Pushrod

Well-known member
Motorcycling is a financial parasite. Period.

If you understand this and are looking at the activity with your eyes open, welcome to the club. But, like being in a relationship with a super model, the ante to play will carry astounding costs. Here's hoping the emotional rewards are worth the sacrifices that you are sure to be making.

You might want to consider dating a librarian. Your friends won't be jealous but you will still walk around with a silly grin on your face because the curves are the same.
 
luckett

luckett

The Green Bastard
russ69 said:
Well except for MeterMan, who thinks you can borrow money and turn that into wealth.
Click to expand...

Pssst...there is an $8 trillion US corporate bond market that exists for this exact purpose. You should probably let all those idiots know that using leverage is a fundamentally unsound method for creating wealth.
 
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