Flying Pig
Still learning to ride
The answer is: IT DEPENDS! You have to check your policy and if you aren't sure, call Kaiser and ask. They have a million different levels of coverage and many of them do cover 100% air ambulance but not all.
Bottom line: $50-$100 a year for supplemental insurance is damn cheap peace of mind.
--David
I just called Kaiser, they said anyone who has a Kaiser health plan is covered for life flight services if it is for a medical emergency. The only variable is how much your deductible is on your plan, after the deductible it's $100.
I think it's stupid to just give this Flightcare program $100 if you're insurance already covers it. It's not a charity out there trying to help everyone out, it's an insurance company.
I just made my call to Kaiser. No clue why I haven't done that before.
The gal on the phone put me on hold to go check on the specifics of air ambulance rides.
Her words were the same, I'm covered if it is a medical emergency. Helo rides are counted under transportation (least they are for me - ymmv, so call if you aren't sure), so you'd just pay your deductible depending on what your plan is. Mine is $0 :teeth
My Kaiser insurance is pretty awesome :banana I'm going to hate when I turn 26 though
However, she did stress multiple times that it would only be covered if it was a medical emergency. :angel
Anyways, I figure I'd also take the time to :bump this thread since helo-specific insurance is rather cheap to have :thumbup