Useful Links

[budman]

If you have one to share go HERE

Family / Community Resources:

CA teley# for elderly, will also answer questions and provide suport and connectivity to services-1833-544-2374

Community Resources here in San Diego
https://www.northcoastchurch.com/covid-19-resources/

World Health Organization questions and answers:
https://www.who.int/news-room/q-a-detail/q-a-coronaviruses

Supplies:

Buy masks here.

https://bk-textiles.com/

So I just purchased some of these for the family. They are washable and reusable. They have a non'-woven center fabric. They are affordable. They are larger to make a better seal. While they aren't N-95 rated, they don't take away from scarce PPE supplies for medical workers and first responders.

if you have the capacity to create PPE (cloth masks, face shields) and you're looking to get connected to NIH-approved designs or hospitals in need, this looks like a good resource:

https://www.aha.org/initiativescampaigns/2020-03-26-100-million-mask-challenge-manufacturers

Covid Tracking

Source-verified case tracking dashboard: https://coronavirus.1point3acres.com/

International case rate comparisons: https://www.ft.com/coronavirus-latest and https://www.nytimes.com/interactive/2020/03/21/upshot/coronavirus-deaths-by-country.html

This is the best one that I've found for "keeping score" by state. It's updated regularly. It also allows you to see the curve, which is mostly still going up for most states.
https://www.kff.org/health-costs/is...ions-to-address-coronavirus/#socialdistancing


Live map: https://coronavirus.jhu.edu/map.html

Business / Financial related:

EDD unemployment

Families First Coronavirus Response Act: Employer Paid Leave Requirementsis something you need to go over to know what you are entitled to from your employer. The gist of it is you can get 80 hours of paid sick leave (with a max of $511 a day). And you can get even longer paid sick leave, though at 2/3 normal pay, for up to 12 weeks.

The CARES Act, aka the $2+ trillion stimulus the government passed has many parts to it. This one specifically bolsters unemployment insurance payouts. So if you have been furloughed or just outright been let go from your job up till July 31, the federal government will give you $600 in addition to the weekly payout your state is giving you. There’s also coverage for those who are typically not eligible for UI, like contractors (“gig” workers) such as Uber and so on.

Find out how to apply for SBA Disaster loans This is for business loans.

IRS stuff related to the pandemic:
https://www.irs.gov/coronavirus

For those owning a business that remits a lot of sales tax to the State. https://www.mercurynews.com/2020/04...d-federal-aid-for-small-businesses-employees/

Market dashboard: https://www.cnn.com/business/markets/coronavirus

 

[budman]

Added from Jimy

https://www.sba.gov/funding-program...elief-options/paycheck-protection-program-ppp

(PPP)

1. Loan for businesses up to 500 employees

2. FORGIVABLE loan (100%) if the loan is used for payroll costs, interest on mortgages, rent, utilities

a. At least 75% must be used on payroll

b. Forgiveness decreased if full-time employee headcount declines, or if salary/wages are reduced

c. Two-year maturity, 1% interest

3. Apply through any FDIC lender

a. See attached application form for information and requirements





https://www.sba.gov/disaster-assistance/coronavirus-covid-19

https://covid19relief.sba.gov/#/

SBA disaster assistance loan (all states)

(second link is application)

1. Available to small businesses in all states

2. Up to $2 million (non-forgivable)

a. Interest rate is 3.75%

b. Repayment terms determined on case-by-case basis (up to 30-year plan)





https://www.sba.gov/funding-program...onomic-injury-disaster-loan-emergency-advance

https://covid19relief.sba.gov/#/

1. Emergency disaster assistance loan of up to $10,000

2. Funds immediately available following successful application

3. Loan advance need NOT be repaid!



https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-express-bridge-loans

SBA Express Bridge Loan

1. Up to $25,000, fast turn around loan

2. Small business borrower MUST have existing business with SBA Express lender

3. PDF attached (long); if you have a lender already, call them to see if they are an SBA Express Lender



https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-debt-relief

SBA Debt Relief on existing loan (7(a), 504 and microloans)

1. https://www.thebalancesmb.com/getting-an-sba-7-loan-for-small-business-398040

a. Explanation of 7(a) loan

2. https://www.sba.gov/brand/assets/sba/sba-lenders/504-Loan-Fact-Sheet-Borrower-Version.pdf

a. Explanation of 504 loan

3. https://cdcloans.com/lender/504-7a-loan-comparison/

a. Explanation of differences between 504 and 7(a) loans

4. https://www.sba.gov/loans-grants/see-what-sba-offers/sba-loan-programs/microloan-program

a. Explanation of microloans (up to $50,000)

5. If a small business has any of the above loans already, OR obtains one prior to September 27, 2020, SBA will automatically pay principal, interest, and fees (so-called debt relief)





https://www.irs.gov/newsroom/payment-deadline-extended-to-july-15-2020

IRS Filing Deadline extension (July 15, 2020)

State assistance, current as of April 5, 2020.

This email contains updated State of California assistance programs. I also included the Facebook grant link again. The main update from last email about state assistance is increased funding for the "ibank" loan, a portal for workers to find new work ("onwardca.org" link, and sales tax deferral.



https://www.ibank.ca.gov/small-business-finance-center/

State loans for small businesses (including for those who cannot obtain federal loans)

1. Businesses with 1-750 employees eligible

2. Loans guaranteed by state (85% - 95%)



https://www.gov.ca.gov/2020/04/02/g...all-businesses-workers-displaced-by-covid-19/

Summary of state assistance, including deferment of sales and use taxes up to 12 months



https://www.edd.ca.gov/Unemployment/Work_Sharing_Program.htm

EDD Work Sharing program (benefits for workers with reduced hours while still employed)



https://onwardca.org/

Resource for workers to find new jobs and obtain essential life services



https://www.facebook.com/business/boost/grants

Facebook private grant for small businesses