CABilly
Splitter
Anyone have any experience getting a CC company to remove a negative report? I did the ol set it and forget it autopay feature for a Capital One card (18 months interest free, so why not?) and unfortunately only nailed the forget it part. Soon as I got the notification that the payment was past due I paid it, made an extra payment, and corrected the autopay. Now it's working, but the negative hit on my credit report dropped my score 51 points. Which seems really excessive, given my otherwise spotless history.
So I've been reading and it seems like I can send a letter requesting a "goodwill adjustment." Seems like something a phone call or email could more easily accomplish, but what do I know. Have any of you ever done this with any success?
Thankfully I'm not in the market for a house or anything, but I might want to get the wife a new(er) car at some point and I don't want to be punished with a higher interest rate because of one oversight. Any help or tips appreciated
So I've been reading and it seems like I can send a letter requesting a "goodwill adjustment." Seems like something a phone call or email could more easily accomplish, but what do I know. Have any of you ever done this with any success?
Thankfully I'm not in the market for a house or anything, but I might want to get the wife a new(er) car at some point and I don't want to be punished with a higher interest rate because of one oversight. Any help or tips appreciated